Form CRS

Form CRS is a short Client Relationship Summary designed to help you understand the relationships and services we offer, the fees and costs you will pay, the conflicts of interest we may have, and the standard of conduct that applies to your account.

It is written in plain language and is meant to be read alongside our other disclosure documents, including Form ADV.

The official Form CRS summarizes the types of services we provide, how we are compensated, whether we act as an investment adviser, a broker-dealer, or both, and the questions you may want to ask before working with us.

It also points you to additional, more detailed information about our firm and the professionals who serve you.

This page is a plain-language overview, not the official filing. The current, official Form CRS is provided to you before or at the time we begin a relationship, and an up-to-date copy is available on request at any time.

Official copies of JWCF's Form CRS, JWCA's Form CRS, and JWC's Disclosure Supplement are available through J.W. Cole's disclosures page linked below. By following the link, you consent to receipt of the Form CRS electronically.

We encourage you to ask questions about anything you do not understand. Helpful starting points include: How might your conflicts of interest affect me, and how will you address them? Given my situation, should I choose advisory services, brokerage services, or both? How do you make money, and what fees will I pay?

We welcome these conversations, clear answers are part of how Boston Integrity Financial Services & Insurance® works.